Thanks Justin, but I figured out that any Rich content goes in the Inner DIV so I just made the Outer one like this:
div#outerWrapDiv {
height: 100%;
width: 100%;
}
. . . and the Inner one like this:
div#innerWrapDiv {
position: relative;
width:960px;
height:100%;
margin: 0 auto;
margin-left: auto;
margin-right: auto;
}
. . . and that seemed to fix it.
I just wished there were some text document stating where any "dropped" or "Rich" content goes so I didn't have to hunt this down or do a "trial and error" to find out. Or at least better comments in the template file.