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The filters are, as you said, simply providing a filter to the triggered behavior--so the lead was created, but it also contains those products and doesn't have those email domains. Once a lead is created that meets that filter criteria, then and only then does it fire. When you create a record in Marketo, if it's coming with extra information, that all gets transferred in one go; it doesn't go :OK, lead created, next activity is creating the email address, then the product, etc." Thus having to use a combo of triggers and filters.